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Shared Ownership

Buying a property through Shared Ownership

Set up to assist buyers to get on to the property ladder, The Shared Ownership Scheme or sometimes known as ‘shared equity’ allows buyers to get a Shared Ownership home through a housing association, usually with the aid of a mortgage, by buying a share of the property (between 25% and 75%) and paying rent on the rest.

If you are buying a property via this affordable housing scheme, it will normally be possible for you to purchase an additional share in the property at a later stage, known as ‘stair casing’ (buying further shares in the property) which will increase your equity in the property and reduce the rent you are paying to your Housing Association. However, various factors will determine whether or not this applies to you.

Contact our specialist Shared Ownership conveyancing solicitors on 023 9244 8100 for our Portsmouth office or 023 9224 6666 for our Waterlooville office or make an online enquiry.


Shared Ownership Solicitors

The Shared Ownership conveyancing process can be more complex than standard residential sales or purchases, with various complicated or confusing terms and conditions you should be aware of. Our experienced property lawyers will ensure they protect your interests and clearly explain all the necessary facts you should be aware of.

With offices based in Portsmouth and Waterlooville, we can assist you with Shared Ownership conveyancing throughout Portsmouth and across England & Wales

Our experienced property solicitors can also help those clients who are considering selling a property via the Shared Ownership Scheme.

If you would like to speak to us about Shared Ownership, contact us today on 023 9244 8100 for our Portsmouth office or 023 9224 6666 for our Waterlooville office for fast, constructive advice that is friendly and local.

Find out more about our specialist conveyancing law team:

Rosie Morris, Paul Lee, Carla Lewis, Michelle McGill, Emily Merrett

Larcomes have gained both The Law Society’s Conveyancing Quality Scheme (CQS) accreditation and The Safe Move Scheme which protects clients from fraud and makes it easier to manage risk from property transactions.