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Mortgage and Re-Mortgage

Remortgaging your property

Remortgaging is the process by which you take out a brand new loan on your home in replacement of your current mortgage, or you borrow more money against your property.

Unless you are simply transferring to a new mortgage deal with your current lender, you will need a licenced conveyancer or property solicitor to carry out the legal work when re-mortgaging a freehold or leasehold property. Regardless of why you’re remortgaging; whether you require additional borrowing, to changing lenders, to get a better deal, or perhaps your circumstances have changed – due to divorce or separation for example – Our expert property remortgaging team are here to help.

As Larcomes’ property team are on the panel of most major lenders and have a long-standing history working with banks, building societies and other specialist mortgage providers, our team of specialist conveyancing solicitors have the expertise to ensure your remortgage transaction goes as quickly and as smoothly as possible.

Call us on 023 9244 8100 for our Portsmouth office or 023 9224 6666 for our Waterlooville office and let them take the worry out of your hands.

Property Remortgage Solicitors

Our conveyancing team provide expert, comprehensive legal advice and are able to carry out all legal work necessary to remortgaging your property. We will guide you through the entire process and can assist with:

  • ID Checks
  • Details of your current mortgage and request for a redemption statement (showing how much you owe and any exit fees/early repayment charges)
  • Leasehold checks
  • Property searches
  • Valuation and issuing formal mortgage offer
  • Fine print checks
  • Signature
  • Final checks
  • Land Registry Priority Search
  • Completion (balancing payments)
  • Registering changes with the Land Registry

We will work with you to ensure your remortgaging transaction goes through in a stress-free and timely manner, keeping you updated regularly with any changes as they occur.

 

Contact our Remortgaging Experts

Larcomes have gained both The Law Society’s Conveyancing Quality Scheme (CQS) accreditation and The Safe Move Scheme, which protects clients from fraud and makes it easier to manage risk from property transactions.

We have offices in Portsmouth and Waterlooville and whatever your property law matter, our expert conveyancing team are here to help you.

If you would like to speak to one of our team regarding remortgaging a property, contact us today on 023 9244 8100 for our Portsmouth office or 023 9224 6666 for our Waterlooville office for fast, constructive advice that is friendly and local.

Find out more about our specialist conveyancing law team:

Carla Lewis, Michelle McGill, Paul Lee