November 9, 2018
In legal terms, a loophole is essentially a way to get around a clause in a contract or other form of rule or regulation. In effect, you are not breaking the law or the terms of the contract, but you are getting away with something that you shouldn’t do based on a particular detail that a legal professional may spot that another person wouldn’t. Technicality A common example that people cite when it comes to legal loopholes is the difference between tax evasion and tax...
October 26, 2018
With the deadline approaching for making a PPI claim (no more new claims will be allowed after August 2019), it is fast reaching the point where you won’t be able to claim back money that was taken from you. Essentially if you have taken out a loan, credit card, overdraft and so forth, the chances are you may well be owed money. The theory PPI is short for Payment Protection Insurance. In theory, it was a good idea- an additional payment that was put in...
October 23, 2018
A Portsmouth-based solicitor was recognised as the best in the nation at the Law Society of England and Wales’s prestigious Excellence Awards in London last night. Mark Tooley from Larcomes LLP won the award for Solicitor Advocate of the Year. Law Society president Christina Blacklaws said the Excellence Awards recognised firms and solicitors who went above and beyond in their efforts to support their clients. “Every year law firms and solicitors from every corner of England and Wales support their clients through major life events...
October 19, 2018
In 2016 it was estimated that there were 3.3 million unmarried couples. Unfortunately, in legal terms, a lot of the issues around money and property tend to be directed towards people who are married. Therefore, it is important to be aware of legal issues for unmarried couples. Accounts On a simple level, if each person in a relationship has their own account, then this means each person can have their own money. However, this becomes more complicated with joint accounts. If a relationship ends, it...
October 12, 2018
For a lot of people with children, there is the concern of what might happen to them in the event of their death, or for any reason are unable to look after their children. It can be difficult, but you may want to put yourself forward, or someone may ask you to do this. Wills It is recommended that when someone makes their will (and they have children under the age of 18) that they appoint a potential legal guardian. Essentially it is up to...
October 5, 2018
In recent times, there have been some high profile cases that have highlighted concerns regarding the UK divorce laws. Essentially at the moment, there has to be some kind of cause that can be cited in order to grant a divorce quickly, such as adultery or abuse. If this can’t be proven, then it can take up to five years for a divorce to go through. However, the changes that have been proposed will prevent what the Justice Secretary David Gauke called “unnecessary antagonism.” It...
September 28, 2018
Eviction can be difficult for both landlords and tenants alike. From a landlord’s point of view, this is something that may be necessary if a tenant is not adhering to their tenancy agreement. For a tenant, there may be issues regarding what happens if they are evicted and may dispute the circumstances. This is why it is important from both perspectives to know legal issues around eviction. Tenancies It is important to be clear what kind of tenancy you offer. A periodic tenancy can run...
September 21, 2018
It can be difficult if you have issues with your landlord or lettings agency. It could be regarding maintenance issues, or possibly issues with the rent. However, these issues can be resolved, and with a few simple tips you can establish a better relationship with them and create a better living environment. Know your rights An important place to start is with your tenancy agreement. When it comes to settling a dispute, you need the right information to hand. Furthermore, you should check your legal...
September 14, 2018
Buying a house is one of the biggest investments you can make. Therefore, you have to be aware of various factors before making this massive purchase, beyond the obvious. Yes, the price may be important, but you have to be sure you are getting value for money. Do you need to buy? This may sound obvious, but sometimes owning a property may not be appropriate. If you have to move a lot for work, having to buy a house only to sell it shortly afterwards...
September 7, 2018
Selling a property is something that requires care. It can lead to some dilemmas- do you complete repairs so that there is less work for a potential buyer to do, or do you lower the cost to make it more attractive for a buyer, so the buyer completes the repairs? Knowing factors like this can help to ensure your property gets sold. A balanced approach A tricky aspect is what you do in order to sell your home. On the one hand, you don’t want...